摩根士丹利发表中资金融行业今年展望报告，列出对内银H股今年市账率、年股本回报率及股息回报预测：股份│今年市账率预测│今年股本回报率预测│今年股息回报预测农行(01288.HK) -0.150 (-2.669%) 沽空 $9.47千万; 比率 14.597% │0.59倍│9.6%│5.1%工行(01398.HK) -0.150 (-2.259%) 沽空 $1.77亿; 比率 9.254% │0.48倍│9.1%│5.9%建行(00939.HK) -0.250 (-3.064%) 沽空 $2.21亿; 比率 8.191% │0.49倍│9.7%│5.9%中行(03988.HK) -0.090 (-1.891%) 沽空 $1.37亿; 比率 10.273% │0.46倍│8.5%│6.1%邮储银行(01658.HK) -0.080 (-1.544%) 沽空 $3.54千万; 比率 10.788% │0.5倍│8.1%│5%招行(03968.HK) +0.040 (+0.084%) 沽空 $2.95亿; 比率 20.777% │0.92倍│12.6%│4%中信银行(00998.HK) -0.120 (-1.622%) 沽空 $3.56千万; 比率 18.446% │0.44倍│9.4%│6.3%民生银行(01988.HK) -0.120 (-2.993%) 沽空 $7.36百万; 比率 7.700% │0.26倍│5.1%│5.8%交行(03328.HK) -0.170 (-2.467%) 沽空 $8.21千万; 比率 18.695% │0.42倍│7.5%│5.8%光大银行(06818.HK) -0.060 (-1.807%) 沽空 $3.72百万; 比率 8.180% │0.31倍│7%│6.6%重农行(03618.HK) -0.160 (-2.671%) 沽空 $1.48千万; 比率 14.311% │0.4倍│8.5%│6.2%(wl/da)(港股报价延迟最少十五分钟。沽空资料截至 2026-01-30 16:25。)