摩根士丹利发表中资金融行业今年展望报告，列出对内银H股今年市账率、年股本回报率及股息回报预测：股份│今年市账率预测│今年股本回报率预测│今年股息回报预测农行(01288.HK) +0.020 (+0.362%) 沽空 $4.13千万; 比率 22.460% │0.59倍│9.6%│5.1%工行(01398.HK) +0.090 (+1.468%) 沽空 $9.12千万; 比率 26.063% │0.48倍│9.1%│5.9%建行(00939.HK) +0.110 (+1.449%) 沽空 $1.14亿; 比率 23.011% │0.49倍│9.7%│5.9%中行(03988.HK) +0.030 (+0.683%) 沽空 $4.98千万; 比率 16.219% │0.46倍│8.5%│6.1%邮储银行(01658.HK) +0.070 (+1.383%) 沽空 $1.31千万; 比率 51.978% │0.5倍│8.1%│5%招行(03968.HK) +0.150 (+0.299%) 沽空 $1.33亿; 比率 45.638% │0.92倍│12.6%│4%中信银行(00998.HK) +0.030 (+0.437%) 沽空 $8.73百万; 比率 11.219% │0.44倍│9.4%│6.3%民生银行(01988.HK) -0.010 (-0.259%) 沽空 $8.47百万; 比率 21.936% │0.26倍│5.1%│5.8%交行(03328.HK) +0.110 (+1.713%) 沽空 $1.56千万; 比率 29.502% │0.42倍│7.5%│5.8%光大银行(06818.HK) -0.020 (-0.559%) 沽空 $2.56百万; 比率 13.983% │0.31倍│7%│6.6%重农行(03618.HK) -0.060 (-1.003%) 沽空 $3.00百万; 比率 11.129% │0.4倍│8.5%│6.2%(wl/da)(港股报价延迟最少十五分钟。沽空资料截至 2026-01-12 12:25。)